Sita Nataraj Slavov : Citation Profile

George Mason University

14

H index

18

i10 index

595

Citations

RESEARCH PRODUCTION:

40

Articles

49

Papers

6

Chapters

RESEARCH ACTIVITY:

   26 years (1999 - 2025). See details.
   Cites by year: 22
   Journals where Sita Nataraj Slavov has often published
   Relations with other researchers
   Recent citing documents: 50.    Total self citations: 32 (5.1 %)

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   Permalink: http://citec.repec.org/pna81
   Updated: 2026-03-14    RAS profile: 2025-04-24    
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Relations with other researchers

Works with:

Gorry, Devon (4)

Seiter, Grant (4)

Lee, Kyung Min (3)

Caliendo, Frank (2)

Gorry, Aspen (2)

Authors registered in RePEc who have co-authored more than one work in the last five years with Sita Nataraj Slavov.

Is cited by:

Mitchell, Olivia (39)

Gustman, Alan (15)

Borissov, Kirill (15)

Caliendo, Frank (12)

Yang, Fang (11)

De Nardi, Mariacristina (11)

Borella, Margherita (10)

Morrill, Melinda (10)

Duggan, Mark (10)

Picchio, Matteo (10)

Lagunoff, Roger (9)

Cites to:

Mitchell, Olivia (36)

Blau, David (29)

Hurd, Michael (25)

Lusardi, Annamaria (25)

Liebman, Jeffrey (20)

Behaghel, Luc (18)

Luttmer, Erzo (16)

Madrian, Brigitte (15)

Goda, Gopi (14)

Epstein, Larry (14)

french, eric (14)

Main data

Where Sita Nataraj Slavov has published?

Journals with more than one article published# docs
Journal of Pension Economics and Finance7
AEI Economic Perspectives3
Applied Economics Letters3
American Economic Review2
Journal of Public Economics2
Economics Bulletin2
Economic Inquiry2
Journal of Health Economics2
Health Economics2

Working Papers Series with more than one paper published# docs
NBER Working Papers / National Bureau of Economic Research, Inc39
Discussion Papers / Stanford Institute for Economic Policy Research7
AEI Economics Working Papers / American Enterprise Institute2

Recent works citing Sita Nataraj Slavov (2025 and 2024)

YearTitle of citing document
2025Costly Attention and Retirement. (2025). Hentall MacCuish, Jamie. In: Papers. RePEc:arx:papers:1904.06520.

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2024Contract Structure and Risk Aversion in Longevity Risk Transfers. (2024). Zhang, Yuanyuan ; Li, Hong ; Landriault, David. In: Papers. RePEc:arx:papers:2409.08914.

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2025Does the Expansion of Medicaid Lead to Income Adjustment -- Evidence from SIPP. (2025). Li, Mingjian. In: Papers. RePEc:arx:papers:2506.12976.

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2024The impact of post‐retirement financial market participation on retirement income sufficiency in Australia. (2024). Xu, Xiaobo ; Young, Martin ; Zou, Liping ; Fang, Jiali. In: Accounting and Finance. RePEc:bla:acctfi:v:64:y:2024:i:1:p:903-939.

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2024Fertility and Welfare under Demeny Voting. (2024). Grechyna, Daryna ; Vaithianathan, Rhema. In: CESifo Working Paper Series. RePEc:ces:ceswps:_11553.

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2025Paternalistic Interventions: Determinants of Demand and Supply. (2025). Bartling, Bjrn ; Srinivasan, Krishna. In: CESifo Working Paper Series. RePEc:ces:ceswps:_11886.

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2024Tax Incentives and Older Workers: Evidence from Canada. (2024). Michaud, Pierre-Carl ; Lacroix, Guy. In: CIRANO Working Papers. RePEc:cir:cirwor:2024s-06.

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2024Long-term care insurance coverage and labor force participation of older people: Evidence from China. (2024). Zhang, Xiaohan ; Ai, Jingyi ; Feng, Jin. In: China Economic Review. RePEc:eee:chieco:v:86:y:2024:i:c:s1043951x24000816.

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2024Optimal early retirement with target wealth. (2024). Tian, Weidong ; Ivanov, Katerina. In: Journal of Economic Dynamics and Control. RePEc:eee:dyncon:v:167:y:2024:i:c:s0165188924001180.

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2024The welfare costs of misinformation. (2024). McKiernan, Kathleen ; Bairoliya, Neha. In: Journal of Economic Dynamics and Control. RePEc:eee:dyncon:v:169:y:2024:i:c:s0165188924001519.

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2025Mind the (narrowing) gender gap: Implications of labour market changes for EU pension sustainability. (2025). Fernndez-Bastidas, Roco ; Pycroft, Jonathan. In: Economic Modelling. RePEc:eee:ecmode:v:151:y:2025:i:c:s0264999325001804.

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2025A scoping review of the Cryosphere’s ecosystem services, disservices, and related indicators. (2025). Gomez-Baggethun, Erik ; Zaman, Hashim ; Cook, David ; Malinauskaite, Laura. In: Ecosystem Services. RePEc:eee:ecoser:v:74:y:2025:i:c:s2212041625000579.

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2024The health consequences of returning to work after retirement: Evidence from a Japanese longitudinal survey. (2024). Mizuochi, Masaaki. In: Economics & Human Biology. RePEc:eee:ehbiol:v:52:y:2024:i:c:s1570677x23001119.

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2024Social security, relative deprivation, digital capacity, and household financial investment behavior. (2024). Feng, YU ; Chen, Changchun ; Lu, Sijin ; Jiao, Lei. In: International Review of Financial Analysis. RePEc:eee:finana:v:96:y:2024:i:pb:s1057521924007038.

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2024An analysis of precautionary behavior in retirement decision making with an application to pension system reform. (2024). Magnani, Marco. In: Insurance: Mathematics and Economics. RePEc:eee:insuma:v:117:y:2024:i:c:p:99-113.

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2025Inequality, life expectancy, and the alienation effect: Insights from a real-effort experiment on the intragenerational redistribution puzzle. (2025). Krieger, Tim ; Traub, Stefan ; Meemann, Christine. In: Journal of Economic Behavior & Organization. RePEc:eee:jeborg:v:237:y:2025:i:c:s0167268125002689.

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2024Valuing life over the life cycle. (2024). St-Amour, Pascal. In: Journal of Health Economics. RePEc:eee:jhecon:v:93:y:2024:i:c:s0167629623001194.

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2024Retirement, housing mobility, downsizing and neighbourhood quality - A causal investigation. (2024). Nguyen, Ha ; Zubrick, Stephen R ; Mitrou, Francis. In: Journal of Housing Economics. RePEc:eee:jhouse:v:63:y:2024:i:c:s1051137723000645.

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2024Retirement and healthcare utilization: Evidence from pension eligibility ages in South Korea. (2024). Oh, Byeung-Kuk. In: The Journal of the Economics of Ageing. RePEc:eee:joecag:v:27:y:2024:i:c:s2212828x23000580.

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2024The (dynamic) effect of retirement on food purchases. (2024). Smed, Sinne ; Tetens, Inge ; Ronnow, Helene Normann. In: The Journal of the Economics of Ageing. RePEc:eee:joecag:v:27:y:2024:i:c:s2212828x2400001x.

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2024The impact of retirement on health: Empirical evidence from the change in public pensionable age in Japan. (2024). Wakabayashi, Midori ; Yuda, Michio ; Chen, Fengming. In: The Journal of the Economics of Ageing. RePEc:eee:joecag:v:28:y:2024:i:c:s2212828x24000136.

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2024Understanding the heterogeneous health effect of retirement by tracking daily activities. (2024). Tong, Bin ; Xu, Yuanrong. In: The Journal of the Economics of Ageing. RePEc:eee:joecag:v:29:y:2024:i:c:s2212828x24000355.

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2024Joining late, leaving early? Immigrant-native disparities in labor market exit. (2024). Laun, Lisa ; Slund, Olof ; Larsson, Fredrik. In: Labour Economics. RePEc:eee:labeco:v:89:y:2024:i:c:s0927537124000940.

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2025Frames, incentives, and education: Effectiveness of interventions to delay public pension claiming. (2025). Staubli, Stefan ; Glenzer, Franca ; Michaud, Pierre-Carl. In: Journal of Public Economics. RePEc:eee:pubeco:v:248:y:2025:i:c:s0047272725001173.

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2025Retirement and health plan choice. (2025). Shaikh, Mujaheed ; Kauer, Lukas ; Mller, Tobias. In: Social Science & Medicine. RePEc:eee:socmed:v:370:y:2025:i:c:s027795362500173x.

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2024Relationships between disability and labour market outcomes in Europe. (2024). BARNAY, Thomas ; Bondoux, Justine. In: Erudite Ph.D Dissertations. RePEc:eru:erudph:ph24-02.

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2024Pandemic Labor Force Participation and Net Worth Fluctuations. (2024). Faria-e-Castro, Miguel ; Jordan-Wood, Samuel. In: Review. RePEc:fip:fedlrv:96545.

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2024Dynamic Optimization with Timing Risk. (2024). Caliendo, Frank ; Hunt, Erin Cottle. In: Mathematics. RePEc:gam:jmathe:v:12:y:2024:i:17:p:2654-:d:1464856.

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2024Repeated Majority Voting. (2024). Macé, Antonin ; Treibich, Rafael. In: PSE Working Papers. RePEc:hal:psewpa:halshs-04610689.

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2025Extreme Temperatures, Health and Retirement. (2025). Nieto Castro, Adrian ; Albanese, Andrea ; Gathmann, Christina ; Deschenes, Olivier. In: Working Papers. RePEc:hhs:lunewp:2025_008.

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2026Redistribution, Distortions, and the Welfare Effects of Social Security. (2026). Jang, Young Soo ; Pashchenko, Svetlana ; Porapakkarm, Ponpoje. In: Working Papers. RePEc:hka:wpaper:2025-012.

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2025Extreme Temperatures, Health and Retirement. (2025). Nieto Castro, Adrian ; Albanese, Andrea ; Gathmann, Christina ; Deschenes, Olivier. In: IZA Discussion Papers. RePEc:iza:izadps:dp18161.

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2025Trading Pay for Pensions: Evidence from a Discrete Choice Experiment in the United Kingdom. (2025). Vujic, Suncica ; Guillemyn, Ins ; Deschacht, Nick. In: IZA Discussion Papers. RePEc:iza:izadps:dp18164.

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2025Understanding Self-Employment Trajectories over the Life Course in the United States. (2025). Abramowitz, Joelle ; Joung, Andrew. In: NBER Chapters. RePEc:nbr:nberch:15171.

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2025Does earning money empower women? Evidence from India. (2025). Anand, Arohi ; Mukherjee, Avirup ; Karn, Animesh ; Bhattacharya, Naboshree. In: Palgrave Communications. RePEc:pal:palcom:v:12:y:2025:i:1:d:10.1057_s41599-025-04592-7.

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2025Retirement dynamics and anticipated well-being: insights from rural Vietnam. (2025). Tran, Dai Binh ; Tham, Pham Ngoc ; Barriga, Pablo. In: Humanities and Social Sciences Communications. RePEc:pal:palcom:v:12:y:2025:i:1:d:10.1057_s41599-025-05528-x.

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2025Does the Expansion of Medicaid Lead to Income Adjustment---Evidence from SIPP. (2025). Li, Mingjian. In: MPRA Paper. RePEc:pra:mprapa:125043.

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2024Tax Incentives and Older Workers: Evidence from Canada. (2024). Michaud, Pierre-Carl ; Lacroix, Guy. In: Cahiers de recherche / Working Papers. RePEc:rsi:cjpcha:02.

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2025Determinants and Life-Cycle Effects of Survival Ambiguity. (2025). Gemmo, Irina ; Daminato, Claudio. In: Cahiers de recherche / Working Papers. RePEc:rsi:irersi:21.

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2024Who Is More Eager to Relocate to a Sustainable Retirement Village? Male or Female, Young or Elderly. (2024). Wang, Yifan ; Li, Hexuan ; Wong, Wong Ming. In: SAGE Open. RePEc:sae:sagope:v:14:y:2024:i:1:p:21582440241234493.

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2024The causal effect of early retirement on medication use across sex and occupation: evidence from Danish administrative data. (2024). Nielsen, Torben Heien ; Cremers, Jolien ; Ekstrm, Claus Thorn. In: The European Journal of Health Economics. RePEc:spr:eujhec:v:25:y:2024:i:9:d:10.1007_s10198-023-01660-0.

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2024Are changes in sleep problems associated with changes in life satisfaction during the retirement transition?. (2024). Kontturi, Marika ; Prakash, K C ; Pentti, Jaana ; Myllyntausta, Saana ; Stenholm, Sari ; Vahtera, Jussi ; Virtanen, Marianna. In: European Journal of Ageing. RePEc:spr:eujoag:v:21:y:2024:i:1:d:10.1007_s10433-024-00802-4.

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2025Retirement timing and changes in quality of life: a retrospective analysis of transition from employment to old-age retirement in Finland. (2025). Palomki, Liisa-Maria ; Liukko, Jyri ; Riekhoff, Aart-Jan ; Tenhunen, Sanna. In: European Journal of Ageing. RePEc:spr:eujoag:v:22:y:2025:i:1:d:10.1007_s10433-025-00881-x.

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2024The Impact of Retirement on Subjective Well-Being: Evidence from Chinese Formal Sector Workers. (2024). Fan, Hongli ; Wei, Qian ; Jiang, Tianshu. In: Journal of Happiness Studies. RePEc:spr:jhappi:v:25:y:2024:i:7:d:10.1007_s10902-024-00808-w.

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2024Health status, life expectancy and early claiming of pension. (2024). Aakvik, Arild ; Holms, Tor Helge ; Kjerstad, Egil. In: SN Business & Economics. RePEc:spr:snbeco:v:4:y:2024:i:4:d:10.1007_s43546-024-00640-7.

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2025Ambiguity Aversion, Portfolio Choice, and Life Expectancy. (2025). Shi, Chenchuan ; MacAulay, Alistair. In: School of Economics Discussion Papers. RePEc:sur:surrec:0425.

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2024The effect of retirement eligibility on mental health in the United Kingdom: Heterogeneous effects by occupation. (2024). Spearing, Joe. In: Health Economics. RePEc:wly:hlthec:v:33:y:2024:i:8:p:1621-1648.

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2024ACCOUNTING FOR SOCIAL SECURITY CLAIMING BEHAVIOR. (2024). Porapakkarm, Ponpoje ; Pashchenko, Svetlana. In: International Economic Review. RePEc:wly:iecrev:v:65:y:2024:i:1:p:505-545.

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2025Policy Uncertainty, Misinformation, and Statutory Retirement Age Reform. (2025). Blesch, Maximilian ; Veltri, Bruno. In: VfS Annual Conference 2025 (Cologne): Revival of Industrial Policy. RePEc:zbw:vfsc25:325463.

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2025Paternalistic interventions: determinants of demand and supply. (2025). Bartling, Björn ; Srinivasan, Krishna. In: ECON - Working Papers. RePEc:zur:econwp:469.

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Works by Sita Nataraj Slavov:

YearTitleTypeCited
2011What Explains Changes in Retirement Plans during the Great Recession? In: American Economic Review.
[Full Text][Citation analysis]		article33
2003Comparing the Risks of Social Security with and without Individual Accounts In: American Economic Review.
[Full Text][Citation analysis]		article9
2012Financing entitlements and promoting work: Does policy encourage early retirement? In: AEI Economic Perspectives.
[Full Text][Citation analysis]		article0
2013The tax treatment of the family In: AEI Economic Perspectives.
[Full Text][Citation analysis]		article0
2014Measuring inequality: One size does not fit all In: AEI Economic Perspectives.
[Full Text][Citation analysis]		article1
2013Empowering women through employment, earnings and wealth in India In: AEI Economics Working Papers.
[Full Text][Citation analysis]		paper5
2016The role of legislative change in reducing domestic violence against women in India In: AEI Economics Working Papers.
[Full Text][Citation analysis]		paper1
2015Work Incentives in the Social Security Disability Benefit Formula In: Working Papers.
[Full Text][Citation analysis]		paper1
2019Work incentives in the Social Security Disability benefit formula.(2019) In: Journal of Pension Economics and Finance.
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This paper has nother version. Agregated cites: 1		article
2015Work Incentives in the Social Security Disability Benefit Formula.(2015) In: NBER Working Papers.
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This paper has nother version. Agregated cites: 1		paper
2022Is automatic enrollment consistent with a life cycle model? In: Economic Inquiry.
[Full Text][Citation analysis]		article4
2021Is Automatic Enrollment Consistent with a Life Cycle Model?.(2021) In: NBER Working Papers.
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This paper has nother version. Agregated cites: 4		paper
2025How do firms respond to state retirement plan mandates? In: Economic Inquiry.
[Full Text][Citation analysis]		article0
2023How Do Firms Respond to State Retirement Plan Mandates?.(2023) In: NBER Working Papers.
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This paper has nother version. Agregated cites: 0		paper
2014Public Versus Private Provision of Public Goods In: Journal of Public Economic Theory.
[Full Text][Citation analysis]		article7
2006Age Bias in Fiscal Policy: Why Does the Political Process Favor the Elderly? In: The B.E. Journal of Theoretical Economics.
[Full Text][Citation analysis]		article8
2014Does it pay to delay social security?* In: Journal of Pension Economics and Finance.
[Full Text][Citation analysis]		article38
2016Get Whats Yours: The Secrets to Maxing Out Your Social Security. By Laurence J. Kotlikoff, Philip Moeller and Paul Solman (eds). Simon & Schuster, 2015, ISBN 978-1-476-77229-5, 324 pages. In: Journal of Pension Economics and Finance.
[Full Text][Citation analysis]		article0
2018The financial feasibility of delaying Social Security: evidence from administrative tax data In: Journal of Pension Economics and Finance.
[Full Text][Citation analysis]		article14
2015The Financial Feasibility of Delaying Social Security: Evidence from Administrative Tax Data.(2015) In: NBER Working Papers.
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This paper has nother version. Agregated cites: 14		paper
2019The power of working longer In: Journal of Pension Economics and Finance.
[Full Text][Citation analysis]		article4
2018The Power of Working Longer.(2018) In: NBER Chapters.
[Citation analysis]
This paper has nother version. Agregated cites: 4		chapter
2018The Power of Working Longer.(2018) In: NBER Working Papers.
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This paper has nother version. Agregated cites: 4		paper
2021Pathways to retirement through self-employment In: Journal of Pension Economics and Finance.
[Full Text][Citation analysis]		article10
2017Pathways to Retirement through Self-Employment.(2017) In: NBER Working Papers.
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This paper has nother version. Agregated cites: 10		paper
2023Does the actuarial adjustment for pension delay affect retirement and claiming decisions? In: Journal of Pension Economics and Finance.
[Full Text][Citation analysis]		article1
2020Does the Actuarial Adjustment for Pension Delay Affect Retirement and Claiming Decisions?.(2020) In: NBER Working Papers.
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This paper has nother version. Agregated cites: 1		paper
2012An alternative perspective on health inequality In: Economics Bulletin.
[Full Text][Citation analysis]		article0
2017The impact of legislative change on reported domestic violence against women in India In: Economics Bulletin.
[Full Text][Citation analysis]		article0
2019The cost of uncertainty about the timing of Social Security reform In: European Economic Review.
[Full Text][Citation analysis]		article19
2015The Cost of Uncertainty about the Timing of Social Security Reform.(2015) In: NBER Working Papers.
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This paper has nother version. Agregated cites: 19		paper
2021The effect of retirement on health biomarkers In: Economics & Human Biology.
[Full Text][Citation analysis]		article5
2020Survival ambiguity and welfare In: Journal of Economic Behavior & Organization.
[Full Text][Citation analysis]		article5
2017Survival Ambiguity and Welfare.(2017) In: NBER Working Papers.
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This paper has nother version. Agregated cites: 5		paper
2013Does widowhood explain gender differences in out-of-pocket medical spending among the elderly? In: Journal of Health Economics.
[Full Text][Citation analysis]		article16
2011Does Widowhood Explain Gender Differences in Out-of-Pocket Medical Spending Among the Elderly?.(2011) In: NBER Working Papers.
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This paper has nother version. Agregated cites: 16		paper
2014The role of retiree health insurance in the early retirement of public sector employees In: Journal of Health Economics.
[Full Text][Citation analysis]		article26
2013The Role of Retiree Health Insurance in the Early Retirement of Public Sector Employees.(2013) In: NBER Chapters.
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2013The Role of Retiree Health Insurance in the Early Retirement of Public Sector Employees.(2013) In: NBER Working Papers.
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2013Does retiree health insurance encourage early retirement? In: Journal of Public Economics.
[Full Text][Citation analysis]		article35
2011Does Retiree Health Insurance Encourage Early Retirement?.(2011) In: NBER Working Papers.
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This paper has nother version. Agregated cites: 35		paper
2025State Auto-IRA policies and firm behavior: Lessons from administrative tax data In: Journal of Public Economics.
[Full Text][Citation analysis]		article0
2024State Auto-IRA Policies and Firm Behavior: Lessons from Administrative Tax Data.(2024) In: NBER Working Papers.
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2020Leaving big money on the table: Arbitrage opportunities in delaying social security In: The Quarterly Review of Economics and Finance.
[Full Text][Citation analysis]		article10
2016Leaving Big Money on the Table: Arbitrage Opportunities in Delaying Social Security.(2016) In: NBER Working Papers.
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2025Boomerang children and parental retirement outcomes In: Review of Economics of the Household.
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2023Boomerang Children and Parental Retirement Outcomes.(2023) In: NBER Working Papers.
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2011Differential Mortality by Income and Social Security Progressivity In: NBER Chapters.
[Full Text][Citation analysis]		chapter19
2009Differential Mortality by Income and Social Security Progressivity.(2009) In: Discussion Papers.
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This paper has nother version. Agregated cites: 19		paper
2010Implicit Taxes on Work from Social Security and Medicare In: NBER Chapters.
[Full Text][Citation analysis]		chapter8
2011Implicit Taxes on Work from Social Security and Medicare.(2011) In: Tax Policy and the Economy.
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2011How Well Are Social Security Recipients Protected from Inflation? In: NBER Chapters.
[Full Text][Citation analysis]		chapter4
2010How Well Are Social Security Recipients Protected from Inflation?.(2010) In: NBER Working Papers.
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2011How Well Are Social Security Recipients Protected From Inflation?.(2011) In: National Tax Journal.
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2009How Well Are Social Security Recipients Protected From Inflation?.(2009) In: Discussion Papers.
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2009Removing the Disincentives in Social Security for Long Careers In: NBER Chapters.
[Full Text][Citation analysis]		chapter20
2007Removing the Disincentives in Social Security for Long Careers.(2007) In: NBER Working Papers.
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2004Has the Unified Budget Undermined the Federal Government Trust Funds? In: NBER Working Papers.
[Full Text][Citation analysis]		paper6
2006Political Risk Versus Market Risk in Social Security In: NBER Working Papers.
[Full Text][Citation analysis]		paper17
2007Social Security and the Timing of Divorce In: NBER Working Papers.
[Full Text][Citation analysis]		paper12
2009Social Security and the Timing of Divorce.(2009) In: Discussion Papers.
[Full Text][Citation analysis]
This paper has nother version. Agregated cites: 12		paper
2007A Tax on Work for the Elderly: Medicare as a Secondary Payer In: NBER Working Papers.
[Full Text][Citation analysis]		paper8
2009A Tax On Work For The Elderly: Medicare As A Secondary Payer.(2009) In: Discussion Papers.
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2010Does Stock Market Performance Influence Retirement Intentions? In: NBER Working Papers.
[Full Text][Citation analysis]		paper17
2012Does Stock Market Performance Influence Retirement Intentions?.(2012) In: Journal of Human Resources.
[Full Text][Citation analysis]
This paper has nother version. Agregated cites: 17		article
2012The Decision to Delay Social Security Benefits: Theory and Evidence In: NBER Working Papers.
[Full Text][Citation analysis]		paper21
2012When Does It Pay to Delay Social Security? The Impact of Mortality, Interest Rates, and Program Rules In: NBER Working Papers.
[Full Text][Citation analysis]		paper11
2013Recent Changes in the Gains from Delaying Social Security In: NBER Working Papers.
[Full Text][Citation analysis]		paper5
2013Recent Changes In The Gains From Delaying Social Security.(2013) In: Discussion Papers.
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This paper has nother version. Agregated cites: 5		paper
2015Does Retirement Improve Health and Life Satisfaction? In: NBER Working Papers.
[Full Text][Citation analysis]		paper97
2018Does retirement improve health and life satisfaction?.(2018) In: Health Economics.
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This paper has nother version. Agregated cites: 97		article
2016The Welfare Cost of Retirement Uncertainty In: NBER Working Papers.
[Full Text][Citation analysis]		paper6
2017Social Security and Saving: An Update In: NBER Working Papers.
[Full Text][Citation analysis]		paper7
2019Social Security and Saving: An Update.(2019) In: Public Finance Review.
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This paper has nother version. Agregated cites: 7		article
2017Social Security Claiming Decisions: Survey Evidence In: NBER Working Papers.
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