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Consumer Finance Institute discussion papers / Federal Reserve Bank of Philadelphia

Citation Profile [Updated: 2026-03-14 21:09:38]
5 Years H Index
6
Impact Factor (IF)
0.33
5 Years IF
0.15
Data available in this report

[Raw data] [50 most cited papers] [50 most relevant papers] [cites used to compute IF] [Recent citations ][Frequent citing series ] [more data in EconPapers] [trace new citations] [Missing citations? Add them now] [Incorrect content? Let us know]

Main indicators
Raw Data

 

IF AIF CIF IF5 DOC CDO CIT NCI CCU D2Y C2Y D5Y C5Y SC %SC CiY II AII
2001 0 0.48 0 0 4 4 0 0 0 0 0 0 0.27
2002 0 0.55 0 0 11 15 22 0 4 4 0 0 0.31
2003 0 0.52 0 0 11 26 81 0 15 15 0 0 0.3
2004 0.14 0.59 0.13 0.12 6 32 4 4 4 22 3 26 3 0 0 0.36
2005 0.47 0.61 0.27 0.34 12 44 19 12 16 17 8 32 11 0 0 0.35
2006 0.17 0.58 0.28 0.3 9 53 22 15 31 18 3 44 13 3 20 0 0.33
2007 0.1 0.51 0.15 0.16 6 59 12 9 40 21 2 49 8 0 0 0.29
2008 0.33 0.58 0.37 0.39 6 65 7 24 64 15 5 44 17 0 0 0.29
2009 0.42 0.58 0.28 0.15 3 68 0 19 83 12 5 39 6 0 0 0.33
2010 0.11 0.53 0.1 0.06 3 71 4 7 90 9 1 36 2 0 0 0.3
2011 0.17 0.61 0.21 0.37 5 76 7 16 106 6 1 27 10 0 0 0.37
2012 0.13 0.67 0.19 0.04 7 83 14 15 122 8 1 23 1 5 33.3 2 0.29 0.36
2013 0.08 0.65 0.11 0.04 5 88 9 10 132 12 1 24 1 2 20 0 0.34
2014 0.5 0.67 0.22 0.26 5 93 7 20 152 12 6 23 6 1 5 1 0.2 0.34
2015 0.5 0.65 0.12 0.24 7 100 10 12 164 10 5 25 6 0 0 0.36
2016 0.08 0.63 0.16 0.14 3 103 4 16 180 12 1 29 4 0 0 0.34
2017 0.2 0.61 0.12 0.19 1 104 0 12 192 10 2 27 5 0 0 0.34
2018 0 0.6 0.07 0.1 3 107 0 7 199 4 21 2 0 0 0.34
2019 0 0.61 0.05 0.11 6 113 5 6 205 4 19 2 0 0 0.35
2020 0.11 0.69 0.1 0.2 6 119 0 12 217 9 1 20 4 0 0 0.73
2021 0.17 0.9 0.16 0.16 3 122 4 19 236 12 2 19 3 2 10.5 0 0.37
2022 0 0.66 0.07 0.05 1 123 0 9 245 9 19 1 0 0 0.21
2023 1 0.49 0.06 0.21 1 124 0 8 253 4 4 19 4 0 0 0.16
2024 0 0.52 0.06 0.24 2 126 0 8 261 2 17 4 1 12.5 0 0.2
2025 0.33 0.03 0.15 2 128 0 4 265 3 1 13 2 0 0
IF: Two years Impact Factor: C2Y / D2Y
AIF: Average Impact Factor for all series in RePEc in year y
CIF: Cumulative impact factor
IF5: Five years Impact Factor: C5Y / D5Y
DOC: Number of documents published in year y
CDO: Cumulative number of documents published until year y
CIT: Number of citations to papers published in year y
NCI: Number of citations in year y
CCU: Cumulative number of citations to papers published until year y
D2Y: Number of articles published in y-1 plus y-2
C2Y: Cites in y to articles published in y-1 plus y-2
D5Y: Number of articles published in y-1 until y-5
C5Y: Cites in y to articles published in y-1 until y-5
SC: selft citations in y to articles published in y-1 plus y-2
%SC: Percentage of selft citations in y to articles published in y-1 plus y-2
CiY: Cites in year y to documents published in year y
II: Immediacy Index: CiY / Documents.
AII: Average Immediacy Index for series in RePEc in year y
50 most cited documents in this series
#YearTitleCited
12003Theory of credit card networks: a survey of the literature. (2003). Chakravorti, Sujit. In: Consumer Finance Institute discussion papers. RePEc:fip:fedpdp:03-09.

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44
22003Credit card pricing developments and their disclosure. (2003). Furletti, Mark. In: Consumer Finance Institute discussion papers. RePEc:fip:fedpdp:03-02.

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24
32005Identity theft: do definitions still matter?. (2005). Cheney, Julia. In: Consumer Finance Institute discussion papers. RePEc:fip:fedpdp:05-10.

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10
42012Consumers’ use of prepaid cards: a transaction-based analysis. (2012). Wilshusen, Stephanie ; Hunt, Robert ; Herbst-Murphy, Susan . In: Consumer Finance Institute discussion papers. RePEc:fip:fedpdp:12-02.

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7
52005The laws, regulations, and industry practices that protect consumers who use electronic payment systems: policy considerations. (2005). Furletti, Mark. In: Consumer Finance Institute discussion papers. RePEc:fip:fedpdp:05-16.

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7
62002An overview of credit card asset-backed securities. (2002). Furletti, Mark. In: Consumer Finance Institute discussion papers. RePEc:fip:fedpdp:02-14.

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7
72011Meeting the demand for debt relief. (2011). Wilshusen, Stephanie. In: Consumer Finance Institute discussion papers. RePEc:fip:fedpdp:11-04.

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6
82002An overview and history of credit reporting. (2002). Furletti, Mark. In: Consumer Finance Institute discussion papers. RePEc:fip:fedpdp:02-07.

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6
92003Identity theft: a pernicious and costly fraud. (2003). Cheney, Julia. In: Consumer Finance Institute discussion papers. RePEc:fip:fedpdp:03-18.

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6
102006How effective were the financial safety nets in the aftermath of Katrina?. (2006). Cheney, Julia ; Sherrie L. W. Rhine, . In: Consumer Finance Institute discussion papers. RePEc:fip:fedpdp:06-01.

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6
112007Prepaid cards: vulnerable to money laundering?. (2007). Sienkiewicz, Stanley . In: Consumer Finance Institute discussion papers. RePEc:fip:fedpdp:07-02.

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6
122006Supply- and demand-side developments influencing growth in the debit market. (2006). Cheney, Julia. In: Consumer Finance Institute discussion papers. RePEc:fip:fedpdp:06-11.

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6
132012The efficiency and integrity of payment card systems: industry views on the risks posed by data breaches. (2012). Hunt, Robert ; Cheney, Julia ; Porter, Richard D. ; Jacob, Katy ; Summers, Bruce J.. In: Consumer Finance Institute discussion papers. RePEc:fip:fedpdp:12-04.

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5
142015A tale of two vintages: credit limit management before and after the CARD act and Great Recession. (2015). Santucci, Larry. In: Consumer Finance Institute discussion papers. RePEc:fip:fedpdp:15-01.

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5
152005The laws, regulations, and industry practices that protect consumers who use electronic payment systems: credit and debit cards. (2005). Smith, Stephen ; Furletti, Mark. In: Consumer Finance Institute discussion papers. RePEc:fip:fedpdp:05-01.

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5
162002Fraud management in the credit card industry. (2002). Burns, Peter ; Stanley, Anne. In: Consumer Finance Institute discussion papers. RePEc:fip:fedpdp:02-05.

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5
172007Where is the missing credit card debt? Clues and implications. (2007). Zinman, Jonathan. In: Consumer Finance Institute discussion papers. RePEc:fip:fedpdp:07-11.

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4
182013Residential Migration, Entry, and Exit as Seen Through the Lens of Credit Bureau Data. (2013). Hunt, Robert ; Wardrip, Keith. In: Consumer Finance Institute discussion papers. RePEc:fip:fedpdp:13-04.

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4
192016What Happened to the Revolving Credit Card Balances of 2009?. (2016). Santucci, Larry. In: Consumer Finance Institute discussion papers. RePEc:fip:fedpdp:16-01.

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4
202008An examination of mobile banking and mobile payments: building adoption as experience goods?. (2008). Cheney, Julia. In: Consumer Finance Institute discussion papers. RePEc:fip:fedpdp:08-06.

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4
212003Consumer bankruptcy: how unsecured lenders fare. (2003). Furletti, Mark. In: Consumer Finance Institute discussion papers. RePEc:fip:fedpdp:03-17.

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4
222010Trends and preferences in consumer payments. (2010). Herbst-Murphy, Susan. In: Consumer Finance Institute discussion papers. RePEc:fip:fedpdp:10-02.

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4
232013Clearing and settlement of interbank card transactions: a MasterCard tutorial for Federal Reserve payments analysts. (2013). Herbst-Murphy, Susan. In: Consumer Finance Institute discussion papers. RePEc:fip:fedpdp:13-02.

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4
242002The evolution of EFT networks from ATMs to new on-line debit payment products. (2002). Sienkiewicz, Stan. In: Consumer Finance Institute discussion papers. RePEc:fip:fedpdp:02-04.

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4
252021Climate Change and Consumer Finance: A Very Brief Literature Review. (2021). Roman, Raluca ; Canals-Cerda, Jose J. In: Consumer Finance Institute discussion papers. RePEc:fip:fedpdp:93140.

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4
262003Measuring credit card industry chargeoffs: a review of sources and methods. (2003). Furletti, Mark. In: Consumer Finance Institute discussion papers. RePEc:fip:fedpdp:03-15.

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4
272014Fair lending analysis of credit cards. (2014). Ritter, Dubravka ; Skanderson, David . In: Consumer Finance Institute discussion papers. RePEc:fip:fedpdp:14-02.

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4
282005The laws, regulations, and industry practices that protect consumers who use electronic payment systems: ACH E-checks & prepaid cards. (2005). Smith, Stephen ; Furletti, Mark. In: Consumer Finance Institute discussion papers. RePEc:fip:fedpdp:05-04.

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4
292004The debate over the National Bank Act and the preemption of state efforts to regulate credit cards. (2004). Furletti, Mark. In: Consumer Finance Institute discussion papers. RePEc:fip:fedpdp:04-02.

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3
302014Consumer use of fraud alerts and credit freezes: an empirical analysis. (2014). Ritter, Dubravka ; Hunt, Robert ; Cheney, Julia ; Mikhed, Vyacheslav ; Vogan, Michael. In: Consumer Finance Institute discussion papers. RePEc:fip:fedpdp:14-04.

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3
312006Another look at credit card pricing and its disclosure: Is the semi-annual pricing data reported by credit card issuers to the Fed helpful to consumers or researchers?. (2006). Furletti, Mark ; Ody, Christopher. In: Consumer Finance Institute discussion papers. RePEc:fip:fedpdp:06-08.

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3
322015Exploring the use of anonymized consumer credit information to estimate economic conditions: an application of big data. (2015). Wilshusen, Stephanie. In: Consumer Finance Institute discussion papers. RePEc:fip:fedpdp:15-05.

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3
332019Consumer Payment Preferences and the Impact of Technology and Regulation: Insights from the Visa Payment Panel Study. (2019). Akana, Tom. In: Consumer Finance Institute discussion papers. RePEc:fip:fedpdp:19-01.

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3
342007The merchant-acquiring side of the payment card industry; structure, operations, and challenges. (2007). Kjos, Ann . In: Consumer Finance Institute discussion papers. RePEc:fip:fedpdp:07-12.

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3
352006Micropayments: the final frontier for electronic consumer payments. (2006). McGrath, James C.. In: Consumer Finance Institute discussion papers. RePEc:fip:fedpdp:06-04.

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2
362019Modern Income-Share Agreements in Postsecondary Education: Features, Theory, Applications. (2019). Webber, Douglas ; Ritter, Dubravka. In: Consumer Finance Institute discussion papers. RePEc:fip:fedpdp:19-06.

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2
372003Innovation at the point of sale. (2003). , Anonymous. In: Consumer Finance Institute discussion papers. RePEc:fip:fedpdp:03-10.

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2
382005Prepaid card models: a study in diversity. (2005). Cheney, Julia. In: Consumer Finance Institute discussion papers. RePEc:fip:fedpdp:05-03.

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2
392006The role of electronic payments in disaster recovery: providing more than convenience. (2006). Cheney, Julia. In: Consumer Finance Institute discussion papers. RePEc:fip:fedpdp:06-09.

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2
402012Do we still need the Equal Credit Opportunity Act?. (2012). Ritter, Dubravka ; Wilshusen, Stephanie M. ; Hunt, Robert M. ; Scneider, Rachel ; van Opstal, James . In: Consumer Finance Institute discussion papers. RePEc:fip:fedpdp:12-03.

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2
412008Proposed changes to Regulation Z: highlighting behaviors that affect credit costs. (2008). Kjos, Ann . In: Consumer Finance Institute discussion papers. RePEc:fip:fedpdp:08-02.

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2
422006Prepaid cards: an important innovation in financial services. (2006). Cheney, Julia ; Sherrie L. W. Rhine, . In: Consumer Finance Institute discussion papers. RePEc:fip:fedpdp:06-07.

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2
432006Perspectives on recent trends in consumer debt. (2006). Kish, Andrew. In: Consumer Finance Institute discussion papers. RePEc:fip:fedpdp:06-05.

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2
442015Trends and preferences in consumer payments: updates from the visa payment panel study. (2015). Herbst-Murphy, Susan. In: Consumer Finance Institute discussion papers. RePEc:fip:fedpdp:15-02.

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2
452023How Does Buy Now, Pay Later Affect Customers’ Credit?. (2023). Doubinko, Valeria Zeballos ; Akana, Tom. In: Consumer Finance Institute discussion papers. RePEc:fip:fedpdp:97223.

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1
462007General-use prepaid cards: the path to gaining mainstream acceptance. (2007). McGrath, James C.. In: Consumer Finance Institute discussion papers. RePEc:fip:fedpdp:07-03.

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1
472019Moving into the Mainstream: Who Graduates from Secured Credit Card Programs?. (2019). Santucci, Larry. In: Consumer Finance Institute discussion papers. RePEc:fip:fedpdp:19-02.

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1
482011The electronification of transit fare payments: Examining the case for partnership the case for partnerships between payments firms and transit agencies. (2011). Keitel, Philip . In: Consumer Finance Institute discussion papers. RePEc:fip:fedpdp:11-02.

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1
492013Funding credit card loans: current and future considerations. (2013). van Opstal, James . In: Consumer Finance Institute discussion papers. RePEc:fip:fedpdp:13-03.

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1
502022Consumer Credit Card Payment Deferrals During the COVID-19 Pandemic. (2022). Wilshusen, Stephanie. In: Consumer Finance Institute discussion papers. RePEc:fip:fedpdp:93694.

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1
50 most relevant documents in this series (papers most cited in the last two years)
#YearTitleCited
12019Modern Income-Share Agreements in Postsecondary Education: Features, Theory, Applications. (2019). Webber, Douglas ; Ritter, Dubravka. In: Consumer Finance Institute discussion papers. RePEc:fip:fedpdp:19-06.

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2
Citing documents used to compute impact factor: 1
YearTitle
2025Consumer Credit Reporting Data. (2025). van der Klaauw, Wilbert ; Guttman-Kenney, Benedict ; Gibbs, Christa ; Nelson, Scott ; Lee, Donghoon ; Wang, Jialan. In: Journal of Economic Literature. RePEc:aea:jeclit:v:63:y:2025:i:2:p:598-636.

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